Let's Talk Prescriptions...

Blue Plan members enjoy the economy and convenience of our prescription drug card/mail order program. Effective April 1, 2012, the copays per prescription dispensed at the pharmacy (30-day supply) will be $15 for generic, $30 for the preferred brand, and $50 for the non-preferred brand. The mail order (90-day supply) copay for generic will be $30, $60 for the preferred brand, and $100 for the non-preferred brand. Green Plan members have the following prescription benefits: $15 Copay for Generics, $500 deductible and 50% coinsurance for Brand Name. Yellow Plan members have the following prescription benefits: once the calendar year deductible is paid then $15 for generic, $30 for preferred brand, and $50 for the non-preferred brand.

Basic Group Life & Accidental Death Insurance

All eligible employees receive Basic Life Insurance & Accidental Death Coverage equal to one times your annual compensation (based on prior year W-2 earnings) with a minimum death benefit of $20,000. This coverage is underwritten by Assurant Employee Benefits and is paid for entirely by Acousti. Plus, those employees covering dependents on the medical plan receive a Dependent Life benefit at no additional cost!

Our Flexible Benefit Plan Saves You $$$

Acousti operates a Flexible Benefit (Section 125) Plan which allows participating employees to pay their portion of the cost for medical and dental coverage on a pre-tax basis through payroll deduction. Because of this plan, most participants enjoy savings of 15-30% on the actual cost of these benefits. The plan is designed so that your prior year election continues into the new year however, if you are making a benefit change you MUST complete a new election form - See the Insurance Coordinator at your branch for the paperwork required to make a change.

Dental Benefit Summary

For 2012 our Group Dental is provided by Assurant Employee Benefit effective 4/1/2012:

Blue Plan Medical Plan Members...

Did you know you can handle your mail order prescriptions on-line? You can review your medication profile on-line as well. Visit the Blue Cross Blue Shield of Florida website and try it out!

www.bcbsfl.com

For those who prefer paper...the Insurance Coordinator in your branch can provide you with Mail Order prescription supplies.

Nationwide Access To Participating Blue Cross Shield Providers

To find the most current Blue Cross and Blue Shield Participating Provider (PPC) listing visit the Blue Cross website for your state:

Supplemental Life Insurance

Our Supplemental Life Insurance Program allows participants to purchase up to $120,000 of economical term life insurance with no health questions. Better yet, the cost is payroll deducted. Look at the rates, you'll be surprised at how little it costs for this important coverage. Rates increase due to age at 5-year intervals.

Winning Medical Plan Design

Acousti provides all eligible employees with the choice of three Blue Cross and Blue Shield medical plans which we call Green Plan, Blue Plan and the Yellow Plan. The Green Plan plan provides a basic level of benefits. Acousti pays the total cost of the Green Plan plan for employees and a major portion of the dependent coverage cost. Those wanting a richer plan of benefits can join the Blue Plan plan which provides lower office visit copays, lower deductible and an enhanced prescription drug card. Those choosing the Blue Plan plan pays a portion of the cost of single coverage and a little more for family coverage. All plans use Blue Cross and Blue Shield's extensive Blue Options Network Blue network but also allow members to seek care outside of the network at reduced benefit levels. The Insurance Coordinator at your branch can provide you with a brief plan outline.

Handy Phone Numbers

The plans referred to in this newsletter are controlled by various plan documents and insurance contracts. Neither Acousti Engineering Company of Florida nor The John Geer Company has the ability to promise benefits beyond the scope of the documents or contracts. All final benefits interpretation will be controlled by the various insurance carriers.